Managing finances is not always as simple as working hard and paying bills on time. One unforeseen expense could send you into a downward spiral of debt without an adequate emergency fund.
Rather than give in as creditors try to garnish your wages or repossess valuable items, work with bankruptcy attorneys that are eager to find a solution.
We can help in many ways including:
Financial problems become even more stressful when you’re constantly avoiding phone calls and letters from aggressive creditors.
If you can’t continue paying on personal loans, credit cards, or large assets, it is often the smartest solution to start over with bankruptcy. Our attorneys are going to compare your income to debt accounts and figure out if chapter 7 is the absolute best solution for the present and future.
Sometimes it is necessary to go through a setback to ensure a more secure financial future.
People that do not qualify for Chapter 7, or feel uncomfortable with the terms, have the option to file a Chapter 13 petition. It puts a stop to collection attempts as long as you prioritize the monthly payments throughout the duration of the new plan.
You will have a chance to keep all of your earned assets by gradually paying off the amounts in more affordable terms.
Lenders tend to respond better to negotiation attempts when an attorney is representing the account, especially if a payment has already been missed. Don’t be afraid to ask our professionals to help you with the process so that you don’t end up losing your home.
It’s possible to achieve a lower interest rate and monthly payment so that your personal budget is easier to work with long-term.
The complicated contracts that have to be written and signed in any real estate transaction can’t be overlooked. You should never attempt to finalize an agreement that involves terms that you don’t fully understand because you could make a serious mistake.
With the guidance of our attorneys, you can feel confident that the purchase or sale is being done in a way that benefits both people involved.
Stop putting your financial woes on the back burner and get in touch with us through one of the methods listed on our contact page.