An adult working a steady job might find it fairly easy to balance debt with income, but it’s impossible to predict every turn that life will take. A company may downsize and end up cutting hours or letting employees go with little notice. If unforeseen circumstances have caused you to fall behind on credit cards, loans, and other finance agreements, then you probably have creditors threatening to take action. Turn to the caring bankruptcy attorneys at Georgette Miller and Associates to find out your options to get rid of debt.
We can help in many ways including:
Making minimum payments is a temporary solution to make it through a few rough months when your budget is unusually tight. If you can’t get ahead with your accounts and would prefer to eliminate the debts, Chapter 7 is going to help. You would have to give up any assets that are non-exempt, but you would be able to do so on your terms rather than waiting for repossession or foreclosure.
An adult with enough income to work out a budget could potentially get back on track by consolidating multiple accounts into a single bill. It’s going to take longer to completely pay everything off, but this option allows borrowers to keep assets that they may be unable to live without.
For debtors with non-dischargeable debts like massive child support arrears or unpaid tax obligations, we might use a Chapter 13 to stretch out your repayment, so you can avoid compromising your standard of living.
Recovering from foreclosure is very difficult, especially if most of your money over the years has been tied into making payments. This agreement should be a top priority, especially if you are faced with the reality of missing a payment.
Hire one of our attorneys speak with the lender on your behalf so that a new agreement can be established before foreclosure is ever set into motion.
Regardless of the side you are on in a rental or purchase transaction, it’s always helpful to have one of our knowledgeable attorneys overseeing the entire process.
You may need clarification regarding contract terms, help negotiating the financial agreement, or a mediator to settle a dispute. There are so many steps that need to be completed with the help of an unbiased professional.
Financial guidance is only the beginning of the ways that our attorneys can help you pave the way for a more prosperous and stress-free future. Take advantage of all that we have to offer by visiting our contact page fill out our form.