It’s tough for a young adult to learn to manage their money, but falling into debt can actually happen at any age. Circumstances may suddenly change and leave you facing the possibility of foreclosure, garnished wages, or a levy on your bank account. If you are being threatened by creditors that want to take action, rely on our bankruptcy attorneys to figure out a way to protect your money and assets.
We can help in many ways including:
If you have been barely getting by trying to manage multiple loan accounts and personal necessities on a tight budget, it’s difficult to handle any unexpected changes.
You might lose your job, get into a serious accident, or have to handle an expensive emergency that will cause you to fall behind. The decision to declare Chapter 7 bankruptcy might seem extreme, but our attorneys may recommend it as a way to retain some assets as you eliminate debt.
A repayment plan established by filing Chapter 13 is an effective way to protect the assets you’ve earned.
Rather than juggle multiple bills every month, all of the debts would be combined with lengthened terms until all of the debt is resolved.
It’s usually a more agreeable solution for individuals that have enough income to negotiate an affordable payment amount.
The possibility of having your home foreclosed can be threatened with a single missed payment, but you can control the situation.
We have a team of experienced attorneys that understand the importance of negotiating new terms when there is an unexpected decrease in personal finances.
You’ve worked hard to make payments toward your home and you deserve the opportunity to continue working with the lender on easier terms.
Without prior knowledge of real estate terminology, understanding contract terms might seem like reading another language.
Our attorneys offer to go over any provided documentation to provide explanations that make sense.
Other areas that we may provide assistance during transactions include drafting lease or sale agreements, overseeing the signing process, or settling complicated disputes as needed.
We don’t believe that any hardworking person deserves to struggle with their finances, but the truth is that it can happen at the most unexpected times. The best thing that you can do is to schedule an appointment to find out ways to get in contact with an attorney that truly cares about your future.