Most adults do not know the value of saving for emergencies until they are faced with a tough financial decision. An unexpected medical expense or major household repair might make it impossible to keep up with your regular monthly bills. Lenders collection attempts will only add to the stress of the situation.
When you can see that things are getting out of your control, consult bankruptcy attorneys to alleviate debt before it’s too severe to overcome.
We can help in many ways including:
It’s usually a last resort to request that your debts are discharged because it comes at the expense of giving up assets that aren’t exempt. This can be a step in the right direction if there is no other way for you to get back on track financially.
An experienced attorney will evaluate all of your current debt accounts and help you decide if Chapter 7 is the right solution to clear significant debt.
It might be too big of a personal burden to give up non-exempt assets, especially if you have a lot of home equity. Steady income that provides enough extra money to make smaller payments on current debt accounts is one of the main requirements of qualifying for Chapter 13.
Our lawyers will make an arrangement with the lenders to extend contract terms so that you can live comfortably as you resolve debt.
Home loan terms can change over the course of the contract, and often times this makes it tough to keep up. If you can’t make minimum payments because the interest rate has increased or you are making less money, our loan modification attorneys can advise you through the situation.
The majority of lenders don’t actually want to deal with foreclosure and will feel comfortable negotiating better terms with your lawyer.
Dealing with real estate is confusing, especially if you are trying to rent or purchase your first piece of property. Contract terms alone can leave you in a great deal of confusion, but our attorneys can guide you through the entire process from start to finish to ensure that you are treated fairly.
Professional advise is the best way to learn to handle all types of financial situations, so feel free to give us a call at 1-866-964-6529 or fill out the contact form to get in touch.