An unfortunate financial situation is not necessarily a reflection on the responsibility of the person going through the difficult time. Significant debt can be overcome in time if you make the effort to seek the guidance of our bankruptcy attorneys that can offer solutions that really work.
Whether it takes a bankruptcy declaration or a timely loan modification, our attorneys are the best resource for understanding each process.
We can help in many ways including:
Requesting a discharge of debts is sometimes the only way to resolve multiple accounts that are past due. It could be necessary to forfeit your current unpaid assets and other belongings that are non-exempt, but it might be the best long-term solution.
Our attorneys will take income, expenses, and debts into consideration when deciding on the right debt relief solution.
If an individual does not qualify for Chapter 7, this usually indicates that they have enough income to move forward with a new repayment plan. It’s also the recommended solution if you have considerable home equity or large assets that aren’t exempt.
Chapter 13 basically extends the current loans and payment plans so that you can continue living comfortably while gradually working to resolve debt.
It’s impossible to predict the changes that can occur throughout the duration of a long-term home loan. The interest rates might increase, or you might be dealing with lower income due to a cut in work hours or unemployment. In these situations, it can be impossible to continue making payments without changing the original contract terms to an amount that is easier to pay.
Trust our experienced attorneys to go through the negotiation with the lender so that you do not end up dealing with a foreclosure.
Attorneys are an absolute asset anytime you are in the process of purchasing, renting, or selling any type of real estate. The contracts alone can be very overwhelming because they’re laced with confusing terminology that the average person is unfamiliar with. Our real estate attorneys should be there throughout the entire process to settle disputes and ensure that you are provided with a fair agreement.
No one wants to feel like they are not capable of getting out of debt, but it always helps to have an attorney to help you find the right solutions. Set up a meeting with one of our experts by calling 1-866-964-6529 to find the nearest location.