One of the most important things that an adult must learn to handle is personal finances, even through periods of struggle. Debt can easily become overwhelming to someone that works hard for a living and experiences a few unexpected setbacks. Dealing with creditors trying to collect payments that are past due is stressful and can make it even more difficult to figure out the right thing to do.
We can help in many ways including:
It’s easy to get too comfortable making minimum payments on debt accounts so that you have more free money to spend. Unfortunately, this leads a lot of people down a path of high interest fees, penalties for late payments, or repossession if an unforeseen expense has to take priority.
It’s possible to have past mistakes cleared through a Chapter 7 discharge so that you have a chance to make smarter choices in the future.
Giving up assets that you have spent years trying to pay off does not always seem like a beneficial option. It’s not necessary to discharge debts if you have enough income to continue making smaller payments without sacrificing the basic necessities.
With the help of an attorney, it’s possible to extend the terms of your contracts through Chapter 13 so that you owe smaller amounts for a longer duration.
The whole idea of going through a home foreclosure is scary because it means giving up and starting over with nothing. You do not have to lose the money that you have put toward the home if you have an attorney negotiate a loan modification before you get too far behind.
Lenders may be more willing to deal with experienced lawyers than a homeowner, and it is the best chance you have of saving your home during a financial crisis.
You are not expected to understand complex contract terms and effective ways to negotiate real estate transactions, which is why we have lawyers ready to help. A knowledgeable attorney can guide you through the entire process so that you feel confident about all important decision you make. You also have an unbiased party willing to mediate during disputes and negotiate the financial terms of the agreement so that it is beneficial to each side.
You can find ways to reach our attorneys by calling 1-866-964-6529 or by filling out our contact form so that you can begin receiving the advice of financial experts.