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Bankruptcy Attorneys Serving King of Prussia PA

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There can be any number of reasons why you have been unable to keep up with your bills. A lost job, a lost spouse, medical bills or any other circumstances could lead you to financial difficulty. When this happens, you are harassed by creditors and may be facing garnishment of your wages, your bank account or even with foreclosure. We are here to help.

Chapter 7 Bankruptcy Attorneys Serving King of Prussia PA

Chapter 7 bankruptcy is designed for people who have little or no income. Many people are afraid to seek Chapter 7 bankruptcy because they are afraid they will lose all their belongings. The law allows what are known as exemptions, items that cannot be seized under bankruptcy. The exemptions are different in each state, although most will let you keep your house, your vehicle, your clothing and the tools you may need to do your job. The best part about filing bankruptcy is the automatic stay that ends the collection calls, the garnishments and may even stop foreclosure on your house.

Chapter 13 Bankruptcy Attorneys Serving King of Prussia PA

If you have a steady income, you may qualify for Chapter 13 bankruptcy. Under Chapter 13 bankruptcy, your debts are reorganized, allowing you to pay them over a three- to five-year period. You may even be able to include past due payments on secured debts, like your mortgage or vehicle as well as debts that cannot be discharged, such as tax liens and student loans. Just like Chapter 7, an automatic stay is issued that halts all collection activity.

Loan Modification Attorneys Serving King of Prussia PA

If you are behind in your mortgage and are afraid you may be facing foreclosure, you may qualify for a loan modification. Federal law has made it easier for homeowners struggling to pay their mortgage to modify their loan so they can remain in their house. Mortgage modification is complicated, however, so it is important to speak to an attorney who can guide you through the process.

Real Estate Attorneys Serving King of Prussia PA

Even what seems like the simplest real estate transaction can actually be complicated. Real estate law is strict regarding what a buyer must reveal and what a seller must reveal. Failure to meet those requirements could lead to problems in the future. You don’t want to share an attorney with the other party as the lawyer will be looking out for their client, not the person on the other side of the table. Instead, make sure you hire your own real estate attorney whenever you enter into a real estate transaction.

If you need advice on real estate or are facing financial difficulties, contact us today to see how they can help. Complete our easy form or give us a call to set up your initial, no obligation consultation.