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Logan Square, Philadelphia

After suffering a job loss or facing unexpected medical bills, you may be dealing with creditors threatening to garnish your wages or levy your bank accounts. It is possible you are facing foreclosure on your home. However, there may be a way to get a fresh start and avoid garnishments or foreclosure by simply contacting bankruptcy attorneys at Georgette Miller and Associates.

Chapter 7 Bankruptcy Attorneys In Logan Square

Under Chapter 7 bankruptcy, you can eliminate most of your debts and get a financial fresh start. Although it is possible you could lose some of your assets, many of them may be considered exempt under bankruptcy laws, allowing you to keep your home, your vehicle and tools you may need for your job. However, it is important to discuss your circumstances with a bankruptcy attorney to determine if Chapter 7 is right for you.

Chapter 13 Bankruptcy In Logan Square

If you earn a regular salary, it is possible you would be better off filing Chapter 13 bankruptcy. Under Chapter 13, a payment plan is arranged with your creditors so that you pay your debts in between three and five years. Because the debts are spread out for a longer period, payments are lower.

In addition, creditors may lower payments when they learn you are filing for Chapter 13 and often stop interest during the repayment period. Our qualified attorney can explain how the process works and whether you qualify to file under Chapter 13.

Loan Modification Attorneys In Logan Square

When you are facing financial difficulty, you may discover that keeping your mortgage payments up-to-date may be difficult. In those instances, a loan modification may be beneficial.

A mortgage modification changes the terms of the mortgage, making payments more affordable. An attorney can help guide you through the process so that you obtain terms that work best for your circumstances.

Real Estate Attorneys In Logan Square

Real estate is a complex process and no real estate transaction should be undertaken without the advice of an attorney. Our real estate attorneys can explain the various documents involved, including promissory notes, deeds and other paperwork that are commonly used in real estate transactions.

When buying property, it is important to remember that the seller’s attorney is not working with your best interest at heart, but is working for what benefits the seller. It is always best to hire your own attorney whenever you enter into a real estate transaction.

If you or a loved one are facing financial difficulties, contact Georgette Miller and Associates to determine if bankruptcy is the answer. Our bankruptcy attorneys can determine if you qualify for either Chapter 7 or Chapter 13. If your home is also at risk because you are behind in your mortgage, we may be able to help you with a modification to your loan as well. Contact us by giving us a call today or fill out the form on our website.

WE HELP PEOPLE WHO ARE IN FINANCIAL FALLOUT PAVE A NEW START TO LIVING DEBT FREE.