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Mt. Airy, Philadelphia

Getting into financial trouble can happen even to those who plan carefully. A sudden job loss or an illness that results in unexpected medical expenses can destroy even the most carefully planned budget.

When these things happen, the collection calls begin with threats of wage garnishment or bank account levies. Bankruptcy may give you that fresh financial start you need and help you get back on your feet.

Chapter 7 Bankruptcy Attorneys in Mt. Airy, Philadelphia

If you have limited or no income which makes it impossible to pay your debts, Chapter 7 bankruptcy may be the answer. Under Chapter 7, your debts are discharged under federal law and you are not required to repay them.

There are drawbacks to Chapter 7, however. You may lose some of your assets if they are not exempt under bankruptcy laws.

In order to learn if Chapter 7 is right for you, it is important to contact qualified bankruptcy attorneys like those at the Law Offices of Georgette Miller and Associates.

Chapter 13 Bankruptcy in Mt. Airy, Philadelphia

Maybe you have a job but sudden circumstances have made it difficult for you to pay your current debts. You may be slightly behind in your mortgage and want to keep from getting even further behind. In this case, Chapter 13 bankruptcy may be the answer.

Under Chapter 13, your debts are reorganized, providing you with lower payments that are more manageable. In some cases, creditors may forgive some or even all of your debts.

You may even be able to include your past due mortgage payments in your payment plan in order to bring your account current. The attorneys at the Law Offices of Georgette Miller and Associates can review your circumstances to determine if Chapter 13 is right for you.

Loan Modification Attorneys in Mt. Airy, Philadelphia

If your mortgage lender is threatening foreclosure because you are behind in your payments, you may benefit from a loan modification. Under a modification, your loan terms are changed in order to make them more manageable based no your current situation.

A modification is a complicated process, however, so hiring an attorney that specializes in modifying mortgage loans is critical to be sure you get the best terms possible.

Real Estate Attorneys in Mt. Airy, Philadelphia

Real estate transactions are extremely complex, even if they seem simple on the surface. There are documents unique to mortgage transactions and they can be very confusing.

Real estate attorneys specialize in guiding people just like you through even the most complicated real estate transaction. The attorneys at Georgette Miller and Associates have many years of experience representing people in all types of real estate transactions.

If you or a loved one is having financial difficulty or about to lose their home, contact Georgette Miller and Associates today to learn whether modification of a mortgage or bankruptcy is the right answer. Their experienced attorneys can guide you through the entire process and protect your rights regardless of the option you choose. Arrange for an initial consultation online or by phone today.