If you are dealing with collection calls, harassing letters and are worried you could lose your job due to a wage garnishment, bankruptcy may be your best option. However, if you are like many people, you are hesitant to take the step because you worry what life after bankruptcy will be like.
You may worry you will never be able to borrow money again or that the court will make you sell everything you own. You may be afraid it won’t stop the collection calls or that you will be evicted from you home.
After bankruptcy, there are some things that may change for short time, but you will be able to breathe a sigh of relief as the collection calls stop, you find you may be able to retain much of what you own and you can begin down the path of a fresh financial future.