When you file for bankruptcy, you may find that it involves complicated dealings with your creditors and the bankruptcy court. Bankruptcy may affect your property, credit and your daily life. The stressful part of filing for bankruptcy can be reduced when you organize and collect your financial documents for bankruptcy and retain a knowledgeable bankruptcy lawyer.
When you are overwhelmed with credit problems, an attorney may help you to get your life back in order. Your attorney will need to see certain documents so that he or she can advise you regarding the best avenue to take. Before you meet with your bankruptcy attorney, you can gather the following documents so that you can take them with you to your appointment.
Collecting your financial records should be on the top of your list. With them, your lawyer can help you to determine what type of bankruptcy you should file. Your records can demonstrate that you have a reliable and regular income, for example. This might make Chapter 13 bankruptcy a better option if you want to keep certain non-exempt items of property and have a chance to pay off your debts over time.
Here is a list of financial records you should gather: